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60 Day Residential Loans
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What is a 60 Day Loan?
This is a loan for personal, domestic or household purposes, or to purchase, renovate or improve residential property for investment purposes, bridging finance or to refinance credit previously provided for this purpose. Low cost short term credit (less than 62 days),
· 60 day loans 1st & 2nd mortgage loan/caveat loans
· 60 day loans are no longer than a 60 day period
Prime Finance 60 day loan product guides residential purpose.
1. Loans up to 1.5 million dollars
2. LVR up to 80% of as is value (terms and conditions apply)
3. Rate mortgage/caveat loan rate is 2% per month
4. Loan term 60 days
Prime Finance acceptable 60 day securities
- Residential properties in metropolitan areas
- Rural / Residential properties (population over 50,000)
- Commercial properties
- Industrial properties
- Vacant Land (in metropolitan areas only, LVR up to 75%)
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100 points of ID Requirements for Prime Finance Application
| Document Type | Point Value |
|---|---|
| Birth Certificate | 70 |
| Current Passport | 70 |
| Citizenship Certificate | 70 |
| Drivers Licence | 40 |
| Australian Student Photo ID Card issued by a tertiary education institution. | 40 |
| Pension or concession card | 40 |
| Name and address confirmed by current employer (within last 2 years) | 35 |
| Public Utilities record ( 1 only) | 25 |
| Medicare Card | 25 |
| Financial Institution passbook, debit or credit card (1 only) | 25 |
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