Residential Property |
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Qualifying Locations |
Major Cities: Sydney (50kms), Melbourne (35kms), Brisbane (20kms), Gold Coast (20kms), Canberra (10kms) Regional Cities: Newcastle, Wollongong, Geelong, Central Coast (NSW) Destinational: Byron Bay, Southern Highlands, Mornington Peninsula, Noosa Note: Regions / suburbs other than the above to be considered on a case-by-case basis |
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LVR |
Major Cities: Up to 75.00% LVR Regional Cities: Up to 65.00% LVR Destinational: 55.00% LVR Loan value to be inclusive of all capitalised interest and fees incurred during the loan period. Maximum LVR’s to be increased further on a case-by-case basis |
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Interest Rates |
RBA Cash Rate Floor: 3.60% Note: Regions / suburbs other than those noted in qualifying locations to be considered on a case-by-case basis, and may incur a higher rate. |
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Commercial Property |
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Qualifying Locations |
Major Cities: Sydney (50kms), Melbourne (35kms), Brisbane (20kms), Gold Coast (20kms), Canberra (10kms) Regional Cities: Newcastle, Wollongong, Geelong, Central Coast (NSW) Destinational: To be considered on a case-by-case basis |
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LVR |
Major Cities: Up to 65.00% LVR Regional Cities: Up to 60.00% LVR Loan value to be inclusive of all capitalised interest and fees incurred during the loan period. Maximum LVR’s to be increased only in areas within 30km of the CBD for Sydney, within 20km of the CBD for Melbourne, and within 10kms of the CBD for Brisbane and Gold Coast, on a case-by-case basis. Minimum capitalisation rate accepted on Valuation: 6.25% |
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Interest Rates |
RBA Cash Rate Floor: 3.60% |
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Industrial Property |
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Qualifying Locations |
Major Cities: Sydney (50kms), Melbourne (35kms), Brisbane (20kms), Gold Coast (20kms), Canberra (10kms) Regional Cities: Newcastle, Wollongong, Geelong, Central Coast (NSW) Destinational: To be considered on a case-by-case basis |
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LVR |
Major Cities: Up to 65.00% LVR Regional Cities: Up to 60.00% LVR Loan value to be inclusive of all capitalised interest and fees incurred during the loan period. Maximum LVR’s to be increased only in areas within 30km of the CBD for Sydney, within 20km of the CBD for Melbourne, and within 10kms of the CBD for Brisbane and Gold Coast, on a case-by-case basis. Minimum capitalisation rate accepted on Valuation: 5.50% |
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Interest Rates |
RBA Cash Rate Floor: 3.60% |
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Retail Property |
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Qualifying Locations |
Major Cities: Sydney (50kms), Melbourne (35kms), Brisbane (20kms), Gold Coast (20kms), Canberra (10kms) Regional Cities: Newcastle, Wollongong, Geelong, Central Coast (NSW) Destinational: To be considered on a case-by-case basis |
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LVR |
Major Cities: Up to 65.00% LVR Regional Cities: Up to 60.00% LVR Loan value to be inclusive of all capitalised interest and fees incurred during the loan period. Maximum LVR’s to be increased only in areas within 30km of the CBD for Sydney, within 20km of the CBD for Melbourne, and within 10kms of the CBD for Brisbane and Gold Coast, on a case-by-case basis. Minimum capitalisation rate accepted on Valuation: 6.25% |
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Interest Rates |
RBA Cash Rate Floor: 3.60% |
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